What a Drop in Interest Rates Means for Buyers and Sellers

What Falling Interest Rates Mean for You

The Fed is expected to cut rates soon, but mortgage companies aren’t waiting, they’ve already lowered theirs. After a year of seeing rates hover around 7%, we’re now watching buyers lock in under 6%. That’s the biggest drop in more than two years, and it’s injecting fresh momentum into the market.

So, what does this shift mean for you? Let’s break it down.

For Buyers: More Home for Your Money
Lower rates = more buying power. A small drop in interest rates can shave hundreds off your monthly payment, without changing your price range. In some cases, it can even bump you into a home you thought was out of reach just a few months ago. If you’ve been waiting for the right moment to jump in, this could be it.

For Sellers: More Buyers at Your Door
When rates fall, the buyer pool grows and buyers move fast. That often translates to more showings, stronger offers, and a better shot at selling on your terms. If you’ve been holding back on listing, this is your signal that the market just shifted in your favor.

What’s Next?
Every situation is unique. Let’s sit down and map out how today’s numbers impact your goals -- whether you’re buying, selling, or both.

• Buyers — Contact our office for a list of our clients' most recommended lenders in the Ozarks
• Sellers — Click HERE to see what your home could be worth in today's market.